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Tools

Browse our range of helpful, free tools and calculators that are designed to be simple to use and understand, but most importantly, made to assist you in making smart money decisions.

Property Calculation

Use our advanced calculator to compare the costs of renting vs buying a property. Get started by entering your monthly rent, the property price and how long you are staying for.

Determine the cost of renting a property and the total amount of rent you will pay during your stay.

Calculate the cost of buying a house or flat, and how much you will pay during your stay in that property.

Compare multiple scenarios and calculate the costs and returns for each, to decide if it is better to rent or buy a property over the same period.

Mortgage

Find out how much your monthly mortgage repayments will be based on the property price, mortgage length and your deposit amount.

Compare two mortgages to see how much extra interest you will be paying over the same period of time.

A mortgage amortization table lets you see your payment schedule over the period of the loan. Get started by entering your property price, mortgage length and interest rate.

Figure out how much Stamp Duty Land Tax (SDLT) you will have to pay if you're purchasing a residential home in England or Northern Ireland.

Calculate if you are better off with or without the Help to Buy equity loan. If you can get a traditional mortgage, should you still apply for an equity loan?

Energy

Calculate the daily, monthly, and yearly costs of your electrical equipment and devices. Find out which devices use the most energy.

General

Calculate how much your money will be worth in the future with compounding interest. You can select yearly, monthly or daily compounding intervals.

Calculate how much rent you can afford per month based on your annual income. Simply enter your annual salary before tax to find out.

This simple-to-use rental yield calculator allows you to calculate the gross and net rental yield for a property, so that you can evaluate the property potential.